Thinking Small in the New Year 2008

Instead of thinking bigger, let's think smaller and better in 2008!

1. Let's think eat at home and eat healthy, keeping that extra money in our wallets. Why pay someone to put a meal in front of our family when we can do a better job ourselves? At least when we eat at home we know what's in there.

2. No one is impressed anyway. We can only impress ourselves when we actually have more money at the end of the month after the bills are paid.

3. Let's think healthy exercise to keep in shape instead of shopping and spending. There will always be things to tempt us, but we don't have to buy. Let's cut out pop and chips and eat milk and vegetables – good wholesome food.

4. Do you know what it feels like to not "owe" anyone money? No one! Just imagine at the end of the month all your bills are paid and you owe not a dime! You can.

5. Put several months’ income in the bank for emergencies. And there always are – emergencies, that is.

6. Also, have a policy that you don't buy what you can't pay for in cash. And, most importantly, if you borrow money, pay it back!

7. An added bonus is that when mom and dad don't owe a bunch of money, someone can be home with the kids.

8. How about just getting to know your neighbors by taking them a plate of cookies, or a cake and stay for a visit? It's a nice way to start.

"The one, who lives with the most debt, really loses!"

http://groups.yahoo.com/group/thesimple_life/